Your Bank Said No. We've Been Saying Yes Since 2003.
Ready To Fund helps established businesses ($700K+ revenue) secure capital in as little as 48 hours. No hard credit pull. No algorithms. Just a team that's funded thousands of businesses across every industry.
See If You Qualify 2-minute application. No hard credit pull. A real person reviews every submission.- Your business has been operating for 2+ years
- You generate $700K+ in annual revenue
- You can provide 3 months of bank statements
- You have a specific, immediate use for the funds
How It Works
Apply in 2 Minutes
Answer a few quick questions about your business. No hard credit pull, no paperwork yet. We just need the basics.
Get a Human Review
A funding specialist (not software) reviews your application and calls you within 1 business day to discuss your options.
Get Funded in 24-48 Hours
Accept your offer, complete minimal paperwork, and receive funds in your account. Most businesses are funded within 48 hours of approval.
Who This Is For (And Who It Isn't)
This IS for you if...
- You own a business and need capital to grow or stabilize
- You need funding for equipment, inventory, payroll, or expansion
- You've been turned down by a bank or traditional lender
- You want a funding partner, not just a transaction
- You are ready to move forward, not "just looking"
This is NOT for you if...
- You have a business idea but haven't started yet
- You're looking for personal loans or consumer credit
- Your business does under $700K/year in revenue
- You're not willing to provide basic business documentation
- You're collecting quotes with no intent to move forward
What We Fund
Whether you need $15K or $250K, we match you with the right funding product for your situation.
Equipment
Upgrade or purchase the equipment your business needs to operate and grow.
Inventory
Stock up to meet demand without draining your cash reserves.
Payroll
Keep your team paid and your operations running smoothly.
Expansion
Open new locations, enter new markets, or scale what's working.
Working Capital
Bridge cash flow gaps and keep your business moving forward.
Hiring
Bring on the talent you need to take your business to the next level.
Why Ready To Fund
In Business Since 2003
Most alternative lenders didn't exist 5 years ago. We've funded businesses through the 2008 crash, COVID, and every market cycle in between. We're still here because we do right by business owners.
We Fund the "Unfundable"
A bank rejection isn't a dead end. It just means you don't fit their rigid box. We've funded businesses with imperfect credit, seasonal revenue, and short operating histories that traditional lenders wouldn't touch.
No Hidden Fees. No Surprises.
You'll know your total cost, your payment schedule, and your terms before you sign anything. We don't bury fees in fine print. If we can't fund you, we'll tell you upfront.
Real People, Not Algorithms
Your application is reviewed by a funding specialist who understands that a business is more than a credit score. You'll talk to a real person who can explain your options and answer your questions.
What Business Owners Say
"It never fails to amaze me how fast the turn around is when receiving funding. If we supply the required info in a timely manner, we can receive funds within hours. There is no other system or service that we have found that works this fast."
"They have helped me and my vet clinics on two separate occasions. They are easy to work with, quick, fair, and decent people. I'm very grateful for them."
"The process was different and the professionalism has been bar none! They truly want to see my business get out from under these type of loans and be debt free. They're looking out for me but here when I need a little help!"
"Company decision makers are easily accessible, and they fully understand the needs of their clients. The company is committed to quick decisions and fast executions."
Reviews from Google
Zero Risk to Apply
Find Out What You Qualify For
2-minute application. No hard credit pull. A funding specialist calls you within 1 business day to walk through your options.
Your information is encrypted and never sold. Every application is reviewed by a real person — not an algorithm.
Frequently Asked Questions
What types of businesses do you fund?
How is Ready To Fund different from other alternative lenders?
What is the minimum credit score required?
How quickly can I get funded?
Is there a hard credit pull when I apply?
Will I get spammed by other lenders if I apply?
What if I've been turned down by my bank?
How much does it cost?
Your Next Move Shouldn't Wait on a Bank
Not a faceless lender. Not an algorithm. A team that's been helping business owners like you since 2003.
See What You Qualify For Questions? Call us at 919-348-9809